Portfolio Intelligence

AI channel recommendations · Mon, May 25 2026 · Last refreshed 12:57 PM

Live Data

7 Active Compliance Flags Require Immediate Review

3 TCPA opt-outs, 2 state-level contact hour restrictions, 1 attorney representation, 1 CCPA opt-out window. These accounts are blocked from AI-initiated contact until flags are cleared.

Balance at Risk
$254.8M

+$3.2M vs last week

247 delinquent accounts · Avg $1.03M / account

Delinquent Accounts
247

+12 new this week

38 high-risk · 91 moderate · 118 early

Contact Success Rate
61.4%

+2.1pp vs yesterday

SMS 74% · Email 52% · Call 68% · Push 49%

Compliance Flags
7

3 new since 9:00 AM

Blocking contact on 7 accounts immediately

AI Rec. Coverage
98.4%

4 accounts pending model

Avg confidence 79.2% · 14 low-confidence flags

Avg Days Past Due
43.7

+1.4 days vs last week

Roll rate 8.3% · 19 accounts near stage boundary

Promise-to-Pay Rate
28.6%

-1.8pp vs last week

71 PTPs recorded this week · $4.1M committed

Activity Feed

Today
  • AI updated channel recommendation for ACC-39104 (Priya Nair)

    Call → Email · Confidence dropped to 78% due to new CCPA flag

    12:41 PM

  • Compliance flag raised on ACC-52819 (Tomás Herrera)

    Attorney representation noted — all contact channels blocked

    11:58 AM

  • Promise-to-pay recorded for ACC-30298 (Jerome Baptiste)

    $7,100 · SMS channel · Payment due May 30

    11:22 AM

  • Analyst overrode AI recommendation for ACC-10582 (Devon Okafor)

    Email → Call · Analyst note: prior email bounced

    10:47 AM

  • Contact attempt connected for ACC-44682 (Simone Beaumont)

    SMS channel · 18 DPD · Repayment plan discussed

    10:15 AM

  • ACC-71293 (Rajan Mehta) rolled to Severe stage

    61 → 84 DPD · Balance $33,400 · Immediate action required

    09:30 AM

Top At-Risk Accounts

View all 247 →
AccountDPD StageBalanceAI ChannelCompliance

Tomás Herrera

ACC-52819

91 DPD$67,300Call55%3 Flags

Devon Okafor

ACC-10582

73 DPD$41,8011 Flag

Rajan Mehta

ACC-71293

84 DPD$33,400Call68%1 Flag

Fatima Al-Rashid

ACC-85531

62 DPD$28,7502 Flags

Priya Nair

ACC-39104

47 DPD$22,150Call78%2 Flags

Brendan Osei

ACC-93015

58 DPD$18,600Clear

Chandra Williams

ACC-16047

35 DPD$14,200Push82%Clear

Keiko Yamamoto

ACC-28473

29 DPD$11,900SMS93%Clear